2026-2027 Budget Information

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The City’s budget process ensures that Loveland can provide exceptional service levels and allows for investment in infrastructure that will benefit our community for years to come. We take pride in effectively managing public funds, ensuring that every dollar is spent wisely and in the best interest of the community.

How the City Gets Its Revenue

The City receives funds from sources such as sales and use taxes, licenses and permits, charges for services, interest income and more.

  • The General Fund supports services provided by the police, fire rescue, public works, library, parks and recreation, cultural services and more. Sales tax is the largest source of General Fund revenue.
  • The City’s Enterprise Funds support services like water, wastewater, stormwater, power, solid waste and golf. Enterprise Funds are dedicated funds supported through user fees. Just like a business, user fees fund the operation, maintenance and capital projects necessary to provide the service. Only people who pay for these services receive the benefit of these services.
  • Special Revenue Funds are dedicated funds established by federal or state law, or by municipal ordinance or resolution. Each has its own specific revenue source, such as the countywide Open Lands Sales Tax, which can only be used to support that specific service.

Of these three major fund types, both Enterprise and Special Revenue Funds are dedicated funds, which means they cannot be legally used for anything other than their dedicated purpose.

Changes in The City's General Fund Budget

Since 2016, the increases in costs to maintain infrastructure and provide services to the community have outpaced available revenue. In 2024, the City also lost an ongoing multi-million-dollar revenue stream to fund General Fund departments, including public safety (police and fire), transportation, community spaces (parks, library, museum, Rialto Theater, the Chilson Recreation and Senior Center and Winona Pool), infrastructure projects, general government services, and support services for nonprofits, small businesses, and residents in need.

Stay in the Know

Stay tuned to this webpage to learn more about the City’s 2025-2026 budget, ask questions and find helpful resources as the City prepares its 2026 Budget.

The City’s budget process ensures that Loveland can provide exceptional service levels and allows for investment in infrastructure that will benefit our community for years to come. We take pride in effectively managing public funds, ensuring that every dollar is spent wisely and in the best interest of the community.

How the City Gets Its Revenue

The City receives funds from sources such as sales and use taxes, licenses and permits, charges for services, interest income and more.

  • The General Fund supports services provided by the police, fire rescue, public works, library, parks and recreation, cultural services and more. Sales tax is the largest source of General Fund revenue.
  • The City’s Enterprise Funds support services like water, wastewater, stormwater, power, solid waste and golf. Enterprise Funds are dedicated funds supported through user fees. Just like a business, user fees fund the operation, maintenance and capital projects necessary to provide the service. Only people who pay for these services receive the benefit of these services.
  • Special Revenue Funds are dedicated funds established by federal or state law, or by municipal ordinance or resolution. Each has its own specific revenue source, such as the countywide Open Lands Sales Tax, which can only be used to support that specific service.

Of these three major fund types, both Enterprise and Special Revenue Funds are dedicated funds, which means they cannot be legally used for anything other than their dedicated purpose.

Changes in The City's General Fund Budget

Since 2016, the increases in costs to maintain infrastructure and provide services to the community have outpaced available revenue. In 2024, the City also lost an ongoing multi-million-dollar revenue stream to fund General Fund departments, including public safety (police and fire), transportation, community spaces (parks, library, museum, Rialto Theater, the Chilson Recreation and Senior Center and Winona Pool), infrastructure projects, general government services, and support services for nonprofits, small businesses, and residents in need.

Stay in the Know

Stay tuned to this webpage to learn more about the City’s 2025-2026 budget, ask questions and find helpful resources as the City prepares its 2026 Budget.

  • City of Loveland hosts Funds in Focus: Rates and Fees event, July 22

    Share City of Loveland hosts Funds in Focus: Rates and Fees event, July 22 on Facebook Share City of Loveland hosts Funds in Focus: Rates and Fees event, July 22 on X (formerly Twitter) Share City of Loveland hosts Funds in Focus: Rates and Fees event, July 22 on Linkedin Email City of Loveland hosts Funds in Focus: Rates and Fees event, July 22 link

    The City of Loveland invites residents to attend its next Funds in Focus event to learn more about the City’s rates and fees on their Utility Bill. The event will take place on Wednesday, July 22, from 5:30 to 6:30 p.m. in the Rialto Theater’s Deveraux Room, located at 228 E. 4th St. This is a hybrid event, with an online attendance option, making it easy for community members to participate in the way that works best for them.

    Attendees will hear from Acting Chief Financial Officer and Deputy City Manager Molly Elder, Public Works Director Will Jones, Utilities Director Sharon Israel and Utilities Deputy Director Shaundra Stoever.

    The following information will be covered:

    • How rates and fees are calculated each month
    • How rates and fees support the City's capital improvement projects, maintenance, public health and more
    • Why rates and fees are adjusted
    • How the City uses these funds

    Residents who wish to attend online need to register at go.lovgov.org/RatesFees. Registered participants will receive a confirmation email with details on how to join the online meeting.

    Residents and business owners are encouraged to take part in various informative sessions hosted by the City of Loveland to better understand how public funds are allocated and how to stay involved in the budgeting process. Similar events are being planned for the rest of the year, leading up to October, when the City of Loveland approves its 2027 budget.

    Stay informed

    To learn more about the City of Loveland’s budget, where City tax dollars are invested in the community, and more, visit lovgov.org/budget.

    The City of Loveland invites residents to attend its next Funds in Focus event to learn more about the City’s rates and fees on their Utility Bill. The event will take place on Wednesday, July 22, from 5:30 to 6:30 p.m. in the Rialto Theater’s Deveraux Room, located at 228 E. 4th St. This is a hybrid event, with an online attendance option, making it easy for community members to participate in the way that works best for them.

    Attendees will hear from Acting Chief Financial Officer and Deputy City Manager Molly Elder, Public Works Director Will Jones, Utilities Director Sharon Israel and Utilities Deputy Director Shaundra Stoever.

    The following information will be covered:

    • How rates and fees are calculated each month
    • How rates and fees support the City's capital improvement projects, maintenance, public health and more
    • Why rates and fees are adjusted
    • How the City uses these funds

    Residents who wish to attend online need to register at go.lovgov.org/RatesFees. Registered participants will receive a confirmation email with details on how to join the online meeting.

    Residents and business owners are encouraged to take part in various informative sessions hosted by the City of Loveland to better understand how public funds are allocated and how to stay involved in the budgeting process. Similar events are being planned for the rest of the year, leading up to October, when the City of Loveland approves its 2027 budget.

    Stay informed

    To learn more about the City of Loveland’s budget, where City tax dollars are invested in the community, and more, visit lovgov.org/budget.

  • April 14 Funds in Focus event explains development review and incentives

    Share April 14 Funds in Focus event explains development review and incentives on Facebook Share April 14 Funds in Focus event explains development review and incentives on X (formerly Twitter) Share April 14 Funds in Focus event explains development review and incentives on Linkedin Email April 14 Funds in Focus event explains development review and incentives link

    The City of Loveland is hosting a Funds in Focus: Development & Incentives event from 5:30 to 6:30 p.m. on Tuesday, April 14, in the Devereaux Room upstairs at the Rialto Theater, 228 E. 4th St.

    City of Loveland Deputy City Manager and Chief Financial Officer Brian Waldes will present information about the City's budget, and the City’s Development Services Director Bob Paulsen and Economic Development Director Marcie Willard will discuss development review, business incentives, and how fees and tax revenue collected from developers are reinvested in streets, parks, law enforcement, and other services impacted by growth.

    “Our community has a lot of questions about how development works. This event is a great learning opportunity for anyone who has ever wondered how projects get approved, how incentives work, or who pays for the impacts of development,” Paulsen said.

    This is a hybrid event with both in-person and online attendance options. Those who wish to attend online must register at go.lovgov.org/dev-funds. After registering, they will receive a confirmation email with information about how to join the online webinar. Both in-person and online attendees will have the opportunity to ask questions following the presentation.

    Funds in Focus is an ongoing series of public events where community members can learn about the City of Loveland’s budget. Each event in the series dives into a different finance-related topic and features presenters from different City departments.

    Stay informed

    To learn more about the City of Loveland’s budget, where City tax dollars are invested in the community, and more, visit letstalkloveland.org/budget.

    The City of Loveland is hosting a Funds in Focus: Development & Incentives event from 5:30 to 6:30 p.m. on Tuesday, April 14, in the Devereaux Room upstairs at the Rialto Theater, 228 E. 4th St.

    City of Loveland Deputy City Manager and Chief Financial Officer Brian Waldes will present information about the City's budget, and the City’s Development Services Director Bob Paulsen and Economic Development Director Marcie Willard will discuss development review, business incentives, and how fees and tax revenue collected from developers are reinvested in streets, parks, law enforcement, and other services impacted by growth.

    “Our community has a lot of questions about how development works. This event is a great learning opportunity for anyone who has ever wondered how projects get approved, how incentives work, or who pays for the impacts of development,” Paulsen said.

    This is a hybrid event with both in-person and online attendance options. Those who wish to attend online must register at go.lovgov.org/dev-funds. After registering, they will receive a confirmation email with information about how to join the online webinar. Both in-person and online attendees will have the opportunity to ask questions following the presentation.

    Funds in Focus is an ongoing series of public events where community members can learn about the City of Loveland’s budget. Each event in the series dives into a different finance-related topic and features presenters from different City departments.

    Stay informed

    To learn more about the City of Loveland’s budget, where City tax dollars are invested in the community, and more, visit letstalkloveland.org/budget.

Page last updated: 24 Jul 2026, 10:52 AM